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Our Solutions

Financial Planning

Comprehensive or à la carte offering

Hire us for a one-time financial plan or receive ongoing financial planning as an Investment Management Client.

  • Establish Financial Planning Goals
  • Inventory Personal Balance Sheet – Assets and Liabilities establishing net worth
  • Understand Personal Income Statement – Income and expenses establishing net cash flow
  • Analyze Investments – Individual brokerage account holdings and amounts, annuities, and passive real estate holdings
  • Optimize Employee Benefits – Group life insurance, equity compensation agreements and employer provided investment plans (e.g. 401(k), 403(b), etc.)
  • Review Individual Life Insurance – Term and permanent policies
  • Estate & Legacy Planning – Inventory of existing documents and legacy goals
  • Comprehensive Financial Plan Delivery - Analysis and detailed recommendations

  • retirement foundations detail   What's your financial wellness score?

    We will conduct a review of your income and expenses to determine your current surplus or deficit along with advice on prioritizing how any surplus should be used or how to reduce expenses if they exceed your income. Advice may also be provided on which debts to pay off first based on factors such as the interest rate of the debt and any income tax ramifications. Student loans will be included in the analysis.

    We may also recommend what we believe to be an appropriate cash reserve that should be considered for emergencies and other financial goals, along with a review of accounts (such as money market funds) for such reserves, plus strategies to save desired amounts. 

    Includes projecting the amount that will be needed to achieve college or other post-secondary education funding goals, along with advice on ways for you to save the desired amount. Recommendations as to savings strategies are included, and, if needed, we will review your financial picture as it relates to eligibility for financial aid or the best way to contribute to children/grandchildren (where applicable). 

    This includes an in-depth review of existing policies to ensure proper coverage for life, disability, & long-term care. We can also assist with property and casualty considerations.  

    This usually includes an inventory and analysis of your exposure to estate taxes and your current estate plan, which may include whether you have a will, powers of attorney, trusts, and other related documents. We may provide you with contact information for attorneys who specialize in estate planning when you wish to hire an attorney for such purposes. From time-to-time, we will participate in meetings or phone calls between you and your attorney with your approval or request.